Innovative Finance ISA (IFISA)
This is a new investment opportunity that enables you to access the capital growth of the property market.
Innovative Finance ISA
The United Kingdom offers four primary categories of Individual Savings Accounts (ISAs): Cash ISA, Stocks and Shares ISA, Innovative Finance ISA (IFISA), and Lifetime ISA. The IFISA is a unique investment account that enables investors to hold bonds, loan notes, peer-to-peer loans, and debentures while enjoying tax-free returns, similar to other ISA types.
Every adult residing in the UK is entitled to invest up to £20,000 (as of the 2022/23 tax year) in an ISA annually without being subject to taxation. This limit is known as the annual ISA allowance. Individuals have the flexibility to allocate this allowance across various ISA types based on their preferences and investment goals.
Main Reasons to Invest:
- Tax-Free Interest: Earnings are exempt from income tax, benefiting all taxpayers, especially those in higher brackets.
- Returns: Fixed interest rates provide stable and predictable income.
- Diversification: Helps in reducing overall investment risk.
- Capital Protection: Principal amount is typically safeguarded.
- Ease of Access: Widely available and easy to manage.
- Compound Interest: Reinvesting interest can enhance returns.
- Regulated: Offers security and peace of mind.
- Long-term Suitability: Ideal for long-term financial goals like retirement saving.
Investment Particulars
SSAS Approved
All of the ISA's we introduce come with SSAS Approval.
Tax Benefits
Multiple personal and company tax relief options, one major tax benefit is the exception from Capital Gains Tax (CGT).
Transferable
All ISA's are now easily transferable.
An investment with our product providers are created with security and transparency in mind, offering you the confidence you need when making an investment.
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- Testimonials
What Our Clients Say
Highly recommend New Capital Link. As a follow up to my on-boarding review, I am delighted to report, one year on, that James Harper, Director of Business Development, has delivered on successful exits on both my Acorn Bond and on a Loan Note with 79th Group which gave me a high monthly return on a large sum invested. James continues to provide guidance and support on upcoming projects and is always thinking of clients' financial security first and foremost. Andrea Green
Andrea Green
18 Nov 2022
Recently enjoyed My 2nd exit from 79th Group, very happy with both the returns and exemplary customer service I received , special thanks to georgina and Alex who couldn't do enough to ensure my needs were met
Angela Ward
16 Dec 2023
It’s been a very long year as someone that’s a nervous investor and also takes time to research the product introduced to me the only reason for the 4 star was I got paid a few days late however I must say after my first year with this company they have delivered.
Thank you Georgina and I look forward to a very fruitful relationship going forward.
All the best
John
John Tolmie
13 Jan 2024
I felt reassured with my investments. I first spoke to Georgina from New Capital Link back end of 2021, the timing for not right me for to do any investments and I asked her to contact me in 2022. There was no pressure or hard sell. I spoke with Georgina and James again in 2022 and and made an investment with two companies, with one maturing early this year.
Both Georgina and James have guided me in the investments, kept in touch with updates on all my investments and been on hand to answer any questions.
I’m looking forward to investing more with them.
Neelma Shah
11 October 2023
Very nice to see how Northumberland west chev has come along as someone that was in on every phase and it’s incredible to see the final finish of the development. Also incredibly rewarding and full credit to luke smith for the intro.
I’m now with ashbrooks inspired and look forward to seeing how this development comes along.
Thank you Alex santos and l look forward to future opportunity.
Adam Rayner
13 Jan 2024
Great experience, Thank you James
Extremely happy with the experience and even more so with my first exit, took a pun with NCL and it definitely paid off.
A massive thank you, to James, for all the time and efforts you put in and even more so with the fact that I was somewhat dubious at first to say the least! But was very understanding, walking me through the whole process from start to finish provided all the information required to allow me to do my due diligence.
Great company, very friendly and knowledgeable, would highly recommend. Look forward to working with you again in the future.
David Clotworthy
31 Mar 2023
Both James Harper and Geraldine Rigby have been excellent at communicating the opportunities that NCL has to generate wealth. They are well briefed and always available to talk and advise. In my experience, NCL is a safer place for one’s investments than the stock market.
Richard Williams
10 Dec 2023